21. Antas ng Pag-Unawa sa Pagbasa sa mga Akdang Pampanitikan ng mga Baytang 12 ng HUMSS sa Philippine Christian University tungo sa Pagbuo ng Planong Pampagkatuto
Aiza Serrano Oreta
Philippine Christian University and Paranaque City College, Manila, Philippines

22. Transforming Education for the Future: A Framework Towards A Center of Excellence and Innovation in Science and Mathematical Education in Laurel, Province of Batangas
Bienvinido S. Mayuga
Philippine Christian University Manila, Philippines

23. Transparency Under Scrutiny: Credit Suisse and the Path to Sustainable Financial Frameworks
Jasper F. Mongaya
Philippine Christian University
Manila, Philippines

24. Brokerage Consultancy Services Towards Medium Scale Profit Framework
Jessica M. Avila
Philippine Christian University, Manila, Philippines